[Theme] Legal and Regulatory Challenges Facing Web3: A Global Perspective | Forum of Digital Economy

[Date & Time] May 31, 2026，18:00-21:00

[Location] Room 118, Lide Building, Tongzhou Campus

[Speaker] Zhao Binghao, An internationally expert in commercial law, fintech, and digital law. He currently serves as Director of the Law and FinTech Institute and Professor as the School of Civil, Commercial and Economic Law of China University of Political Science and Law.

Professor Zhao also serves concurrently as a Research Fellow at the Financial Crime Research Center of China University of Political Science and Law and as an expert consultant for the China Beijing Equity Exchange. His research focuses on company law, bankruptcy law, comparative commercial law, U.S. law, comparative corporate governance, fintech governance, personal information protection and data law, legal policy and regulation of cryptocurrency and Web3, as well as AI regulation and governance.

[Introduction] This lecture will systematically outline the diverse global regulatory approaches to cryptocurrencies, covering different models such as anti-money laundering (AML) registration regimes, payment regulatory systems, emerging virtual asset (VA) regimes, as well as hybrid and securities-based regulatory extensions. It will further provide an in-depth analysis of three fundamental tensions between Web3 and existing legal systems: the tension between the centralized nature of current legal frameworks and the decentralized nature of cryptocurrencies; the tension between the asset-backed structure of traditional real-world assets and the non-anchored nature of virtual assets in the crypto world; and the tension among financial stability, consumer protection, AML/CFT compliance, and financial innovation.

On this foundation, the lecture will focus on the major transformation in the logic of U.S. cryptocurrency regulation which is the shift from “regulation through enforcement” toward the establishment of clear regulatory frameworks. It will also systematically review the latest regulatory developments concerning Web3 and cryptocurrencies in major jurisdictions such as the European Union, the United Kingdom, and Singapore, presenting the evolving landscape of global cryptocurrency governance from a comparative perspective.